Frequently Asked Questions
What is Workers' Compensation?
When you are injured at work, workers’ compensation coverage should provide you medical care and if you are out of work for 7 days or more, it pays 2/3 of your salary up to a maximum rate set by state law. You may also be entitled to additional benefits if your problems are permanent.
What is Premises Liability?
a/k/a – Slip and Fall. To collect damages for personal injuries from a business/owner in S.C., you must prove the business/owner caused the unsafe condition or had notice of the unsafe condition and did not remedy it.
The Wreck Wasn’t My Fault!
Why Should I File a Claim with My Insurance?
Medpay – Medical Payments or Medpay is optional automobile insurance coverage you can purchase on your policy that helps pay your medical bills when you are involved in a collision, regardless of who is at fault.
Full Coverage – Full coverage typically means that you have comprehensive and collision coverage to pay for damages to your vehicle.
Underinsured Coverage – If the at fault driver does not have enough insurance coverage to compensate you for your damages (medical bills, lost income, pain and suffering) purchasing underinsured coverage through your carrier can protect you.